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The Simplest Mortgage Approval Ever

We are proud partners of Ultima Real Estate, offering ideal mortgage solutions for our customers. We blend technology, personal touch, and deep industry knowledge to provide you a superior level of service for you and your real estate professional throughout the home buying process!

Buying a Home
Refinance a Home

A fast and seamless mortgage process

     Rapid Pre-Approval
     Hands-On Client-First Support
     Personalized Mortgage Advice
     Fast Closing Times
Get Started

Close partnership with your real estate professional

     Dedicated Single Point of Contact
     360 Degree Transparency
     Customized Loan Options
     Educational Mortgage Resources
Get Started

Maximize your home
buying potential

     Flexible Down Payment Solutions
     First-Time Home Buyer Support
     Innovative Financing Solutions
     Lower Rates And Closing Costs
Get Started

What We Do

We make the home loan process easier, more affordable, and less complicated for all our customers.

Home Purchase Loans

Achieve your dreams of homeownership through a streamlined mortgage process that customizes the right solution for you.

Refinancing a Home

We are committed to helping you find that best refinance solution and lock in the lowest rates.

Get Cash Out

Get cash out of your home's equity. We'll help you find the best home financing solution to achieve your personal goals.
Get Your Free Customized Quote Now!

What Our Customers Are Saying

DS

David S.

Definitely earns five stars! We feel very fortunate to have had, as our mortgage consultant, Mr. Daniel Swaney. From beginning to end, he was attentive to our objectives and concerns, and on occasion personally met with us as we worked thro...
  • Posted On

JH

Jason H.

Great team, fast responses, and knowledgeable. We closed quickly and we got a great rate! A++++ experience!!!
  • Posted On

DG

Daniel G.

Bryan Benitez did an absolutely amazing job taking us from day 1 to closing in the most professional and timely manner possible for our refinance. Each step was explained completely and made it super easy to move forward.
  • Posted On

SW

Shannon W.

Very good communication through the entire process.
  • Posted On

FA

Fabian A.

They were easy to work with it was fast and clean during my process.
  • Posted On

JR

Joseph R.

The straight forward process was easy to deal with and my representative Chris Johnson whom I’ve worked with twice already on a home equity and a refi did a great job in getting process done in a efficient and thorough fashion.
  • Posted On

Get Your Free Customized Quote In Minutes!

Our Team of experts will tailor your quote to your specific needs and situation.
Get my custom quote now!
UltimaPath Mortgage is dedicated to making the path to homeownership more affordable, more accessible, and more simplified for all Americans so they may achieve their dream of homeownership.
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© 2024 UltimaPath Mortgage. All Rights Reserved. Site Developed by Site Developed by Blitz Media Co
© 2024 UltimaPath Mortgage. This is not a commitment to lend. Restrictions apply. Some products may not be available in all states. NMLS # 2571313. https://www.nmlsconsumeraccess.org. Alabama Consumer Credit License No. 22303, Arkansas Combination Mortgage Banker-Broker-Servicer, License No. 113858, Mortgage Lending Company., Four Landmark Square, Suite 300, Stamford, CT 06901, (866) 633-8900, Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act CRMLA # 4130164, Colorado Mortgage Company Registration # 2745-203.327.6000-Check the license status of your mortgage loan originator at http://www.dora.state.co.us/real-estate/index.htm, CT Mortgage Lender License #ML-2745, DC# MLB 2745, DE Licensed by The State Bank Commissioner, License No. 022631, FL Licensed Mortgage Lender #MLD454, Georgia Residential Mortgage Licensee # 23006-Four Landmark Square, Suite 300, Stamford, CT 06901, Illinois Residential Mortgage Licensee # 6615 by the Department of Financial and Professional Regulation, Division of Banking, 122 South Michigan Avenue, Suite 1900, Chicago, Illinois 60603, (312) 793-3000, ME Supervised Lender License# 6618, Maryland Mortgage Lender #10157, Massachusetts Licensed Mortgage Lender/Broker, License #MC2745, Michigan 1st and 2nd Mortgage Broker/Lender/Servicer Registrant License# FR0021279/SR0021280, License # FR0019639 and #SR0019640, Licensed by the New Hampshire Banking Department-#10099MB, Licensed Residential Mortgage Lender -New Jersey Department of Banking & Insurance, New Mexico Mortgage Loan Company License No. 03841, Licensed Mortgage Banker- New York State Department of Financial Services- 369 Lexington Ave. Suite 214 & 215 Floor 2, New York, NY 10017, North Carolina Mortgage Lender License # L-104218, Ohio Residential Mortgage Lending Act Certificate of Registration #RM.850276.000, Licensed by the Oregon Division of Finance Regulation; Mortgage Lender, License No. ML-5485, Licensed by the Pennsylvania Department of Banking - Mortgage Lender License #27662, Rhode Island Licensed Lender #20031560LL/Broker #20092580LB, South Carolina BFI Mortgage Lender/Servicer License # MLS 2745, Tennessee Department of Financial Institutions License # 129501, Texas Mortgage Banker Registration-Four Landmark Square, Suite 300, Stamford, CT 06901, Mortgage Lending Company., Licensed by the Virginia State Corporation Commission, MC-5938; Washington Consumer License # CL-2745. Mortgage Lending Company.®, luxurymortgage.com® and Luxury Mortgage® are registered service marks of Mortgage Lending Company. All Rights Reserved.

Free Pre-Approval in Minutes!

Take the first step on your path to achieving your home financing goals. Find out how much home you can afford so you can get started!
Great! What type of property are you purchasing? *
Estimate your credit score *
Is this your first property purchase? *
What is your current property purchase situation? *
How will this property be used? *
What is the purchase price of the new property? *
What is your estimated down payment?
% Down
What kind of rate do you prefer? *
What is your gross annual household income? *
What is your employment status? *
Bankruptcy, short sale, or foreclosure in the last 3 years? *
Can you show proof of income? *
Are you working with a real estate agent? *
What agent are you working with? *
First Name *
Last Name *
What is your email address? *
What is your phone number? *
By submitting your information, you consent to join the email list and receive SMS and phone calls from UltimaPath Mortgage. Message and data rates may apply. Message frequency varies. We ensure your information is not shared with 3rd parties. More details on this are in our Privacy Policy and Terms of Service. Contact us at (888) 525-3521. Text or Email "STOP" to cancel.

Are you ready to start your loan application process right now?

Apply Now
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Free Pre-Approval in Minutes!

Take the first step on your path to achieving your home financing goals. Find out how much home you can afford so you can get started!
Great! What type of property are you purchasing? *
Estimate your credit score *
Is this your first property purchase? *
What is your current property purchase situation? *
How will this property be used? *
What is the purchase price of the new property? *
What is your estimated down payment?
% Down
What kind of rate do you prefer? *
What is your gross annual household income? *
What is your employment status? *
Bankruptcy, short sale, or foreclosure in the last 3 years? *
Can you show proof of income? *
Are you working with a real estate agent? *
What agent are you working with? *
First Name *
Last Name *
What is your email address? *
What is your phone number? *
By submitting your information, you consent to join the email list and receive SMS and phone calls from UltimaPath Mortgage. Message and data rates may apply. Message frequency varies. We ensure your information is not shared with 3rd parties. More details on this are in our Privacy Policy and Terms of Service. Contact us at (888) 525-3521. Text or Email "STOP" to cancel.

Are you ready to start your loan application process right now?

Apply Now

Get Your Customized Refinancing Quote!

Answer a few simple questions so we can provide you a customized refinancing solution that is right for you!
Great! What type of property are you purchasing? *
What year did you purchase your home? *
Please estimate the value of the property? *
What is the remaining 1st mortgage balance? *
What is your 1st mortgage interest rate?
%
How will this property be used? *
What kind of rate do you have? *
Do you have a second mortgage? *
Would you like to borrow additional cash? *
What is your employment status? *
Bankruptcy, short sale, or foreclosure in the last 3 years? *
Can you show proof of income? *
What is your average monthly income? *
What are your average monthly expenses? *
Do you currently have an FHA loan? *
Any late mortgage payments in the last 12 months? *
First Name *
Last Name *
What is your email address? *
What is your phone number? *
By submitting your information, you consent to join the email list and receive SMS and phone calls from UltimaPath Mortgage. Message and data rates may apply. Message frequency varies. We ensure your information is not shared with 3rd parties. More details on this are in our Privacy Policy and Terms of Service. Contact us at (888) 525-3521. Text or Email "STOP" to cancel.

Are you ready to start your loan application process right now?

Apply Now

Free Pre-Approval in Minutes!

Take the first step on your path to achieving your home financing goals. Find out how much home you can afford so you can get started!
Great! What type of property are you purchasing? *
Estimate your credit score *
Is this your first property purchase? *
What is your current property purchase situation? *
How will this property be used? *
What is the purchase price of the new property? *
What is your estimated down payment?
% Down
What kind of rate do you prefer? *
What is your gross annual household income? *
What is your employment status? *
Bankruptcy, short sale, or foreclosure in the last 3 years? *
Can you show proof of income? *
Are you working with a real estate agent? *
What agent are you working with? *
First Name *
Last Name *
What is your email address? *
What is your phone number? *
By submitting your information, you consent to join the email list and receive SMS and phone calls from UltimaPath Mortgage. Message and data rates may apply. Message frequency varies. We ensure your information is not shared with 3rd parties. More details on this are in our Privacy Policy and Terms of Service. Contact us at (888) 525-3521. Text or Email "STOP" to cancel.

Are you ready to start your loan application process right now?

Apply Now

Refinance Analysis

Mortgage rates change daily and vary depending on your unique situation. Get your FREE customized quote here!
What type of loan do you need? *
Great! What type of property are you refinancing? *
Estimate your credit score *
What year did you purchase your home? *
Please estimate the value of the property? *
What is the remaining 1st mortgage balance? *
What is your 1st mortgage interest rate?
%
How will this property be used? *
What kind of rate do you have? *
Do you have a second mortgage? *
Would you like to borrow additional cash? *
What is your employment status? *
Bankruptcy, short sale, or foreclosure in the last 3 years? *
Can you show proof of income? *
What is your average monthly income? *
What are your average monthly expenses? *
Do you currently have an FHA loan? *
Any late mortgage payments in the last 12 months? *
Are you working with a real estate agent? *
What agent are you working with? *
First Name *
Last Name *
What is your email address? *
What is your phone number? *
By submitting your information, you consent to join the email list and receive SMS and phone calls from UltimaPath Mortgage. Message and data rates may apply. Message frequency varies. We ensure your information is not shared with 3rd parties. More details on this are in our Privacy Policy and Terms of Service. Contact us at (888) 525-3521. Text or Email "STOP" to cancel.

Are you ready to start your loan application process right now?

Apply Now
If you prefer to start your loan application process right away, you can do so here.

Executive Team

Jason Spooner

CEO - Managing Director

Chris Johnson

Chief Sales Officer – Managing Partner

Daniel Swaney

Chief Development Officer - Managing Partner

Loan Officers

Victor Contreras

Senior Loan Officer

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Adaliz Bridgewater

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Adam Martinez

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Adriana Guzman

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Adriana Magallanes

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Alana Mondragon

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Alberto Atala

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